(FILES) A picture taken on August 24, 2015 in Lille shows Livret A savings books and banknotes. The Governor of the Banque de France, François Villeroy de Galhau, proposed on January 15, 2025 to lower the Livret A interest to 2.4% on February 1, 2025 from the current 3%. (Photo by Denis CHARLET / AFP) (Photo by DENIS CHARLET/AFP via Getty Images)