FILE - Former Rep. Barney Frank (D-MA), One of the first openly gay members of Congress and sponsor of the landmark financial reform bill, the Dodd-Frank Wall Street Reform and Consumer Protection Act, has died at the age of 86. WASHINGTON - OCTOBER 30: House Financial Services Committee Chairman Barney Frank (D-MA) presides over a hearing about overdraft fees levied by banks on Capitol Hill October 30, 2009 in Washington, DC. The committee is considering legislation called "The Overdraft Protection Act of 2009," which would add limitations and regualtion to how banks and credit unions make consumers pay overdraft fees. Pulling in $23.7 billion in overdraft fees last year, banks made 35% more money off overdraft fees in 2008 than they did just two years earlier, according to the Center for Responsible Lending. (Photo by Chip Somodevilla/Getty Images)