Construction workers work on the roof of a house being built in Alhambra, California on September 23, 2024. The Federal Reserve's interest rate cut last week has given prospective home buyers lower borrowing costs as the half-percentage-point cut lowered rates from a 23-year-high where it had been for more than a year. (Photo by Frederic J. BROWN / AFP) (Photo by FREDERIC J. BROWN/AFP via Getty Images)

Construction workers work on the roof of a house being built in Alhambra, California on September 23, 2024. The Federal Reserve's interest rate cut last week has given prospective home buyers lower borrowing costs as the half-percentage-point cut lowered rates from a 23-year-high where it had been for more than a year. (Photo by Frederic J. BROWN / AFP) (Photo by FREDERIC J. BROWN/AFP via Getty Images)

PASADENA, CALIFORNIA - SEPTEMBER 23: Tesla electric vehicles (EVs) recharge at a Tesla Supercharger station on September 23, 2024 in Pasadena, California. The California Air Resources Board announced that California’s carbon dioxide emissions dropped 2.4 percent in 2022, even as the economy rebounded from the COVID-19 pandemic, primarily due to electric vehicle use and cleaner fuels. (Photo by Mario Tama/Getty Images)

PASADENA, CALIFORNIA - SEPTEMBER 23: A person recharges a Tesla electric vehicle at a Tesla Supercharger station on September 23, 2024 in Pasadena, California. The California Air Resources Board announced that California’s carbon dioxide emissions dropped 2.4 percent in 2022, even as the economy rebounded from the COVID-19 pandemic, primarily due to electric vehicle use and cleaner fuels. (Photo by Mario Tama/Getty Images)

LIVERPOOL, ENGLAND - SEPTEMBER 23: Britain's Prime Minister, Sir Keir Starmer is seen on stage during a conversation with Google UK managing director at ACC Liverpool on September 23, 2024 in Liverpool, England. The Labour leader participates in a Q&A session with Debbie Weinstein, the Vice President of Google and Managing Editor of Google UK & Ireland as part of Labour's Business Day at their annual party conference. (Photo by Christopher Furlong/Getty Images) *** BESTPIX ***

NEW YORK, NEW YORK - SEPTEMBER 23: Former President U.S. Bill Clinton hugs his daughter Chelsea Clinton before speaking onstage during the Clinton Global Initiative (CGI) on September 23, 2024 in New York City. Coinciding with the U.N. General Assembly, the Clinton Global Initiative brings together business, government, and civil society leaders to drive progress on humanitarian response efforts to global crises. (Photo by Alex Kent/Getty Images) *** BESTPIX ***

NEW YORK, NEW YORK - SEPTEMBER 23: New York Gov. Kathy Hochul speaks about gun violence in the United States during the Clinton Global Initiative (CGI) on September 23, 2024 in New York City. Coinciding with the U.N. General Assembly, the Clinton Global Initiative brings together business, government, and civil society leaders to drive progress on humanitarian response efforts to global crises. (Photo by Alex Kent/Getty Images)

NEW YORK, NEW YORK - SEPTEMBER 23: New York Gov. Kathy Hochul speaks about gun violence in the United States during the Clinton Global Initiative (CGI) on September 23, 2024 in New York City. Coinciding with the U.N. General Assembly, the Clinton Global Initiative brings together business, government, and civil society leaders to drive progress on humanitarian response efforts to global crises. (Photo by Alex Kent/Getty Images)