The Mackenzies, from left to right, Lila, Jenny, John, Kate and their dog Hester pose in front of their new house in Craftsbury, Vt. on Nov. 17, 2024. (AP Photo/Lisa Rathke)

The Mackenzie family's flooded-destroyed cars are shown in Peacham, Vt. on July 18, 2024. (AP Photo/Lisa Rathke)

The Mackenzie family's flood-ravaged cars are shown on July 12, 2024, in Peacham, Vt., after severe flooding destroyed their home and vehicles. (Courtesy of Cornelia Hasenfuss via AP)

The flood-damaged property of John and Jenny Mackenzie is shown on July 11, 2024 in Peacham, Vt. (Courtesy of Susan Dunklee via AP)

John, left, Jenny and Lila, right, Mackenzie walk around their flood-damaged property in Peachman, Vt. on Sept. 23, 2024. (AP Photo/Dmitri Beliakov)

The flood-damaged property of John and Jenny Mackenzie is shown on Sept. 23, 2024. (AP Photo/Dmitri Beliakov)

The bathroom in the flood-damaged home of John and Jenny Mackenzie is shown on Sept. 23, 2024 in Peacham, Vt. (AP Photo/Dmitri Beliakov)

The kitchen in the flood-damaged home of John and Jenny Mackenzie is shown on Sept. 23, 2024 in Peacham, Vt. (AP Photo/Dmitri Beliakov)